People are already turning to ChatGPT for help: more than 200 million people come to ChatGPT⁠(opens in a new window) every month for budgeting, questions about their investments, comparing different paths, planning for future goals, and more. Recent advances in GPT‑5.5 make ChatGPT stronger at reasoning through the complex, context-dependent questions that personal finance often requires.

With your financial accounts connected, ChatGPT can combine that reasoning with your real financial context and what you’ve shared about your goals, lifestyle, and priorities, helping you spot patterns, understand tradeoffs, and plan for big decisions in a way that feels more personal and complete. Now you can ask questions like:

ChatGPT can help you stay informed and feel more confident managing your finances, but it is not a replacement for professional financial advice.

Starting today, we’re rolling out the ability for Pro users in the U.S. to connect their financial accounts in ChatGPT on web and iOS, with support for more than 12,000 financial institutions. We’ll learn and improve from early use before rolling it out to Plus, with the goal of making it available to everyone.