A new report from Visa says AI is reshaping both cyberattack and defense tactics and, specifically, is compressing the fraud cycle, making it easier to dupe consumers into authorizing malicious transactions.

Remember ClickFix? It's a social engineering technique, popularized in recent years, that bypasses traditional phishing defenses by exploiting psychological vulnerabilities.

In ClickFix attacks, victims are lured into performing a malicious action themselves by being presented with a problem to solve -- a problem that has an easy solution. For example, you may come across a fake malware alert on a website that urges you to open up a command prompt, copy and paste a code, and submit it to fix a PC "issue" in only a few steps.

In reality, this "solution" leads you to execute malicious commands yourself, resulting in malware deployment, data theft, and more.